Personal & Business Lending Specialists

Your Local Gold Coast Finance Brokers

Making you, our business

OUR SERVICES

OUR TEAM

Crest Lending

Gold Coast Finance Specialists

We are Crest. We deal with banks and lenders, so you don’t have to. We help you find a loan or finance agreement to help you and your future goals. As one of the Gold Coast’s most specialist brokers, we can help you with everything from buying your first home, investing in property, or growing your business. 

Our team here at Crest has a wealth of experience in all areas of financing. All of our brokers take the time to understand your individual needs and situation so that you know exactly how much you can borrow, the options available to you, and the cost of your loan from the beginning. We excel at making you, our business.

Gold Coast home loan specialists

We’ve been helping Gold Coast locals succeed in the property market for years. We’ve seen it all, from young Australians buying their first home to experienced professionals diversifying their property investments. We can help you get the home you want with a home loan that suits you. No matter your financial situation, we will find an option suited for you. We specialise in:

buying first home

Purchasing a home?

Our specialist mortgage brokers can help you find a competitive home loan rate to get you back into the property market.

buying first home on gold coast

Buying your first home?

Take advantage of first home buyers grants and offers with the help of your first home mortgage specialists.

buying first home

Investing in property?

Looking to invest in property, but not sure where to start? Our mortgage brokers can find you the right investment property loans suited to your needs.

renovation loan

Building your dream home?

Buying land and building a house is an exciting time. Our range of construction loans allows you to build the home of your dreams today.

refinance my current home

Refinancing your current home?

Not sure if you’re getting the most from your home loan rate? Our mortgage brokers can find you competitive rates along with any refinancing offers available.

how much can I borrow

How much can you borrow?

Our range of finance calculators can help guide you as to how much you could borrow, your loan repayments, and how much you’d need to service a loan.

commercial property loans gold coast

Commercial Property Loans

All business owners need to start somewhere. A commercial property loan allows you to establish your business or take it to the next level. Our experienced commercial property brokers can help you find the right solution for your business journey and goals. Whether opening your first store, growing your locations, expanding your warehouse facilities, or building a commercial property portfolio, we can help secure the finance you need

Learn how you can kick start your business with a commercial property loan

Investment Property Loans

Buying property can be an exciting and emotional decision. But, when you start investing in residential property to diversify your portfolio and build your wealth, it’s important to be looking at the numbers. Our experienced team can help advise you on making the wisest decisions and securing an investment home loan that suits your financial situation. 

Are you ready to build an investment strategy? Let’s make a plan together.

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asset financing gold coast

Asset Financing

Don’t add extra strain to your personal financial situation when considering a large purchase. Instead, use an asset finance loan to make it happen.

Asset finance loans can be customised to suit your specific purchase and financial situation. We have access to an extensive range of banks and lenders with many asset-based finance options to purchase a car, boat, jet ski, caravan, business equipment and much more

Contact Crest to find out how you can use an asset finance loan.

Business Equipment Loans

A business equipment loan is a type of specialised loan that gives you the funds to purchase or lease new equipment while reducing an impact on your cash flow. A business equipment loan helps you scale up and remain competitive in your industry. It allows you to secure new machinery and equipment necessary for the day-to-day running of your business. Available across every industry, there are several different loan and repayment options.

Talk to a Crest Lending broker today to discuss your options.

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Personal Loans

Life can throw us curve balls that put us in unexpected situations. There are so many reasons why you might need a little extra money, and a personal loan is a simple and straightforward option to relieve that pressure. Whether you need to upgrade your car, need help planning your dream wedding, want to take a much deserved holiday or want to consolidate debt, if you’ve got a purchase in mind we can help you achieve it. We offer unsecured personal loans at Crest that help you fund a big purchase. 

Learn more about the lending requirements of an unsecured personal loan.

Low Doc Loans

No matter your profession, no matter how you structure your workweek, everyone deserves the opportunity to apply for a loan and achieve the things they want in life. A Low Doc Loan is a fantastic loan option for someone who doesn’t work in a traditional workplace and does not have the usual documentation required to submit when applying for a loan. Applying for a low doc loan doesn’t mean a borrower supplies less documentation. It means they can provide alternative documents for lenders to assess. 

Learn more about low doc lending criteria with Crest Lending.

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Self-Managed Super-Fund Loans

There are many ways a person can grow their wealth, and utilising your self managed super fund to purchase an investment property is one of them. With a self-managed superfund property investment, the superfund is liable for the loan and is responsible for the repayments. There are often strict borrowing conditions with a self-managed super fund loan and borrowers must prove that the loan provides retirement benefits for the superfund members. 

Learn more about how you can use your self managed super fund to grow your wealth.

Book a consultation with our lending team

crest lending gold coast

Finance & Loan Calculators

Are you thinking of applying for a loan but aren’t sure where to start?
Check out our loan calculators to get an idea of what you might be able to borrow.

home loan calculator

Loan Repayments Calculator

Calculate how much your repayments will be

stamp duty calculator

Stamp Duty Calculator

Calculate how much tax you will pay when you purchase your property

borrowing power calculator

Borrowing Power Calculator

Calculate how much you can borrow based on your income and expenses

extra repayments calculator

Extra Repayments Calculator

Calculate how you can pay off your loan sooner with additional repayments

The Crest Lending process, made simple!

01.

Initial Complementary Consultation

We work with you on your terms whether it’s face-to-face, phone, email, SMS, or Zoom—to understand your mortgage goals and objections.

02.

Provide You With Options

We research available options from our panel of Australian lenders. We then present you with a suitable finance structure, credit advice, and lending options. Should you feel comfotable to proceed, we will navigate you throughout the lending journey from application through to settlement, tailoring guidance and support to meet your needs.

03.

Your Loan Application

We lodge the bank application along with supporting documents, we manage all correspondence with the bank and ensure a smooth process, keeping you informed every step of the way.

04.

Ongoing Support

We provide ongoing support for you and your business to ensure
you receive up to date information and assistance to keep you on track towards
your personal and business goals.

Crest Lending

Why Choose Us?

experienced lender

Over 45 + years experience

financial services gold coast

Specialised Network Under One Roof

finance success stories gold coast

Over 45 Years of Client Success Stories

finance success stories gold coast

We work for you, not the banks.

Our Lending Panel

Our experienced finance brokers work with a wide variety of mortgage lenders to find a loan option suited to your individual circumstances.

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Crest Lending

See What Our Clients Say

Natalie Lurman
2022-05-19
Refinancing was absolutely the last thing I wanted to do, I had way too much on my plate and no time to jump through the hoops that is USUALLY expected of you when refinancing. But we knew it was time so we made the call. And I am so so happy we did. From the very first conversation I had I knew we’d made the right decision choosing Crest. The entire process was so simple, and I cannot thank them enough for making what is normally a tedious process so easy. I only had the pleasure of dealing with two Crest consultants, but I believe if the rest of the consultants are even half as amazing as Dion and Natalie then you’re going to be as happy as we were. Our loan was approved so quickly and we never felt like just a number. Dion and Natalie were professional and at the same time very personable. A true asset to Crest. Thank you again. I cannot recommend them any higher. 😀
Danny Bock
2022-05-18
Crest Lending were very friendly and helpful. I would highly recommend for all your finance needs.
Jaydn Brooke
2022-05-18
Nat, Dion and the Team at Crest Lending have always helped our business move forward in a lending capacity. From business funding to equipment loans, they have always gone above and beyond (no matter the short time frame) to get us the best deal and talk us through the process from start to finish. We couldn’t recommend Crest Lending highly enough.
Nick Cranston
2022-05-12
We have used Dion and Natalie at Crest for multiple property purchases. Dion was prompt with answering all of our questions and made purchasing a property stress free. Dion was able to give us a true idea of our affordability when purchasing our next property and strategies to reduce all the added expenses. We will definitely use Dion for our next property purchase 😀
Yamile Edid Caro Avila
2022-05-11
My husband and I are delighted to recommend Dion Kim as your financial broker. We have found Dion's advise and support paramount in our most important business endeavours. We can say with confidence that Dion truly has our best financial interests at heart. Excellent service.
Lisa Baker
2022-04-30
We so appreciate Dion's service. He's knowledgeable, professional, friendly and quick to get things sorted for us whenever we need him. Dion has become our first go-to whenever we start thinking we would like to do something clever with our finances, and I couldn't recommend him highly enough. Thanks so much for all your help so far!
Jay McDonald
2022-04-27
Dion has given exceptional service, he is efficient, helpful and patient. He made the whole process much easier through giving full assistance from start to end.
Anna Lemos-McDonald
2022-04-27
Alejandro Diaz Gonzalez Beltran
2022-04-22
Dion is amazing. He helped us getting our first home across the line putting extra effort to make sure our finances were the best they could be. Definitely recommend visiting.
Andrew Biagioni
2022-04-19
Dion and the team were fantastic in assisting me to refinance and providing valuable advice and analysis along the way. I have now used Crest a number of times, and appreciate their responsiveness, sound advice and deep understanding of the finance market.

This testimonial was given by our customers. They are individual experiences of our customer that has used our service. However, they are individual results and results, and outcomes may vary. We do not claim they are typical results that consumers will generally achieve. (Broker name/ business) cannot and does not guarantee results. Your full financial situation would need to be reviewed prior to acceptance of any offer or product.