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Have you got a purchase in mind and need a little help getting it? Whether it’s a new car, or a new computer to help you work in the office, our Asset backed loans can help you to finance a range of different assets for both personal and business use.
Once you’ve decided on a purchase, it’s normal to want to act quickly, apply for the easiest loan available and make your purchase straight away. Before you go down that path, we invite you to reach out to our friendly team to discuss the right asset finance service for you. Asset financing is different to a home or personal loan, and we’ll make sure you don’t pay unnecessary fees and interest rates by finding a loan that’s tailored to your specific needs.
Business equipment and asset finance
Asset finance is commonly used for businesses to purchase new equipment that will help them scale, grow, and work smarter, not harder. With business capital usually tied up in overheads and existing assets, an equipment loan can inject some much-needed cash into a business to help with cash flow and secure new machinery and equipment such as vehicles, agriculture tools, mining, and medical equipment. Asset financing gives companies access to the equipment they need to run without the commitment of purchasing the asset upfront.
One of the reasons a business might decide to asset finance, is to release capital tied up in owned assets. With a business equipment and asset finance loan, you can fund up to 100% of the purchase cost of an asset with no upfront cost. Business asset finance can be a flexible and often a way to scale your business. Businesses can use assets as security against a line of credit which may increase borrowing power to negotiate early repayments.
There are several types of business equipment and asset finance. Visit our dedicated page that describes them in more detail.
Asset Backed Loans
Our tailored asset and vehicle loans make buying, upgrading or refinancing your asset-backed loan easy and affordable. We offer flexible loans that allow you to borrow up to 100% of the purchase price and customise your loan to suit your purchase.
Whether buying new or secondhand, a key benefit of vehicle asset finance is your ability to use your vehicle purchase as security for the loan. Securing your loan with a car, boat, jet ski, or caravan can often get you a better rate than other loans.
Buying a car is an important financial decision, often the most significant decision after buying a house. The most popular way to purchase a car is with a car loan, but other asset back loan options such as leasing could be better suited to your circumstances.
Boat loans can be secured loans that are designed to finance a boat or marine vehicle specifically. Whether you’re a lifelong sailor, work on the water, a speed boat enthusiast or want to upgrade your fishing game, we can find a loan that works for you.
Recreational watercraft are exciting purchases that can be a fantastic lifestyle choice for many buyers. Whether you’re looking to spend your weekend out on the water or if you’re a lifeguard using a ski for work, We can offer tailored jet ski loans for both personal and commercial use.
Have you always dreamed of hitting the road and travelling around Australia in a caravan, motorhome or camper van? Make it happen by getting the mobile home of your dreams with our camper & caravan loans.
With the help of an experienced broker, you’ll be able to customise your loan to reflect the purchase you have in mind. You’ll be able to choose from different rates, borrowing amounts, and loan terms. Our team at Crest has the experience to guide you through this whole process.
Get Asset Financing on the Gold Coast
Here at Crest, we have a wealth of experience in equipment and asset financing. Our asset finance service compares hundreds of highly competitive loan options from various big banks and lenders to ensure we find the right fit for you. Our goal is to make the process smooth for you with minimal paperwork and application waiting time. Our skill, knowledge, and personal approach make us specialists in the field. Our asset finance service is for everyone as it encompasses any and all large purchases that could improve your personal life or help your business.
It’s our job to find a loan that matches your needs with the most appropriate interest rate and security on the market. After meeting with you and taking the time to understand your goals and financial needs, our brokers will assess your situation to make an informed decision on what loan is right for you.