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Caravan Loans Gold Coast
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Looking For Caravan Financing?
Travelling around Australia in a caravan is something else. Nothing beats that feeling of you and the open road. The best way to see Australia is with a caravan, camper trailer, campervan or motorhome. These recreational vehicles often require a large investment. At Crest Lending we offer several motorhome & caravan loans that’ll help get you on the road faster and ensure you get a competitive rate.
How to Know Which Caravan Finance is Right For You?
When looking to purchase a caravan, motorhome, camper van, rooftop tent or any other type of recreational vehicle there are two primary types of caravan finance: secured caravan loans and unsecured personal loans.
Secured Caravan Loan
Similar to a secured car loan, a secured caravan loan lets you use your new caravan as security against the loan. This means that if you default on your debt, the lender could sell the caravan to get the money back that they lended. However, a major benefit of secured loans is that because the lender has collateral for the loan, the loan is deemed less risk and generally offers a lower interest rate.
Unsecured Personal Caravan Loan
On the other hand, an unsecured personal loan does not hold any security against the loan, which means the level of risk is higher for the lender. This may result in a higher interest rate. However, you will have increased flexibility and repayment options.
Before making a big financial decision, it’s important to think all your options through.
Considering the pros and cons of each caravan finance option our brokers will work with you to compare the rates available to you so you can make an informed decision that works for your financial situation. To understand how much you may be able to borrow and your potential repayments check out our finance calculators or give us a call to book your complimentary consultation.
Want to learn more about how you can use a personal loan for caravan finance? Visit our dedicated personal loan page for more details.
Commercial Caravan Finance
Did you know that commercial finance is available for all types of vehicles, including caravans, campers and motorhomes? Perhaps you’re looking to expand your motorhome rental fleet, you may require caravans for your remote workers or you’re in the entertainment industry needing a motorhome for your time on the road.
No matter the reason Crest Lending offers several commercial business equipment finance options such as :
- Chattel Mortgage
- Commercial Hire Purchase
- Caravan Lease
Contact our friendly team to learn which finance option may be right for you.
Caravan, Camper and Motorhome Finance
Caravan finance is an umbrella term for all motorhome or camper style vehicles. There’s a caravan or camper for every person and style of travel. We’ve listed some of the most common types of vehicles available for finance below.
Full Caravan Finance
A full caravan is what you would consider a conventional caravan with a full-height roof and solid walls. While these caravans vary in size, they do not require any kind of setup or pack down when moving. Full caravans are the most popular because they have ample storage, air conditioning and protection from harsh weather conditions. You can quite literally pack up and go.
Roof Top Tent Loans
A Roof top tent has become a popular option for people looking to travel around Australia without the added stress of towing a camper or caravan. As they attach to the top of your existing motor vehicle. While a rooftop tent is a much more affordable option than other camper options taking advantage of a personal loan can help you to purchase your rooftop tent and get you out on the road sooner.
Pop-Top Or Pop-Out Camper Loans
A great option if you want the benefit of extra space but don’t want the commitment of a large caravan. A pop-top or pop-out camper is a smaller towing caravan that gives you a clear view of the road behind you. The space either pops up or out, offering extra sleeping or more seating.
Teardrop Trailer Finance
A major drawcard for teardrop trailers is that they’re easy to tow. You don’t need a large 4WD or truck, a sports car or small car will be able to handle it. A teardrop trailer is perfect for light travellers or those who like to get away for short trips.
RV or Motorhome Loans
An RV (recreational vehicle) is a common name for a large motorhome. A motorhome is everything you need in one place. It’s essentially a vehicle and does not require any towing or setup. Motorhomes can often be expensive which makes finding the right finance option crucial.
Used Caravan Finance
Thanks to flexible finance options, there are few barriers to entry when looking to purchase a caravan. The cost of a caravan depends on several factors, but an essential factor to note is that you do not need to purchase a caravan or any other leisure and recreational vehicle brand new in order to receive finance. You can still apply for a loan if you’ve found a caravan through a private seller, certified second-hand dealer, or a private auction.
If you do decide to purchase a used caravan, it’s important to make sure you check the following elements to ensure the caravan is in working order:
- Chassis
- Suspension
- Tailgate and doors
- Towing coupling
- Tyers
- Trim
- Flexibility to add on additional features
Find Caravan Finance on the Gold Coast
Whether you’re retired and want to travel around Australia, planning a family road trip or hoping to explore the countryside on short weekend adventures, a caravan or camper offers an accessible travel lifestyle.
At Crest Lending, we can help you secure finance for both new and used caravans so you can get on the road sooner and start making those memories that will last a lifetime. As experienced finance brokers, we have the skills and experience to find you a competitive caravan loan to suit your financial situation and lifestyle. Give our team a call today to learn more about how we can make your financial dreams come true.
Our Asset financing offers a range of different options for caravan loans but also can cater for people looking to buy Cars, Boats, Jet Skis and more.
Crest Lending Pty Ltd ABN 18 604 419 427 Credit Representative 477340 is authorised under Australian Credit Licence 389328
Disclaimer: We recommend that you seek independent financial and taxation advice before acting on any information in this page. It contains general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances. Your full financial situation will need to be reviewed prior to acceptance of any offer or product. Interest rates are subject to change without notice. The lender’s terms, conditions, fees & charges apply.