Why Use a Broker

Why choose a mortgage broker

At Crest Lending we understand that finding a lender that suits all your needs can be confusing. With different rates, offers, and customer support options, it can be tough to decide who can find the right solution for your needs. Brokers can help to alleviate this by being able to assess your needs and connect you with a range of lenders that will suit your individual situation. This takes the guesswork out of applying for a loan as we can source loans from more than just the big banks.

Our loan process saves you time, with our mortgage brokers doing the hard work for you. When you start your financing journey with Crest your broker will be with you from beginning to end.

Our Client Process


Initial Complimentary Consultation

Your time is important to us, which is why we work on your terms. Our initial meeting can be via phone, Zoom, email, or face-to-face depending on your schedule. In our consultation we will discuss your financial goals, objectives, and dreams. This allows us to really understand your expressed and unexpressed needs and get an overview of the type of loan that would work for you.


Provide you with your options

After your consultation, our specialist broker will research the latest offers, and rates from a range of different Australian lenders – including the big banks, and smaller lenders – to see what is available for your specific situation. Once we find a few options that fit, we will discuss these options with you and decide on which one you feel most comfortable with.


Your Loan Application

Once you decide which lender works for you, we will help you to complete your loan application. The application process requires some assistance to ensure it is completed correctly with accurate information. Your broker will then lodge the application with your selected lender along with all the supporting documentation needed. Once this is done we handle all of the correspondence with your lender and will keep you informed every step of the way so that your time can be spent on the more important things in life.


On-going Support

Most banks, once the loan is accepted, will forget you even exist. At Crest Lending we pride ourselves on creating a growing and continuing relationship with all of our clients. No matter the outcome of your loan application we will provide you with support on your loans and any other financial matters you may have to ensure you can work towards your goals.

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Benefits of using a mortgage broker

Our mortgage brokers and finance brokers genuinely care about their clients – whether you’ve been with us for years or just buying your first home. Using a broker to achieve your financial goals has many benefits that can help you along your financial journey, including:

Personalised service

Experience in the industry

Access to a wider variety of lenders and offers

Saves you time, by taking care of the loans process for you

Specialist knowledge in irregular income, low credit applicants

Working with a Broker

At Crest Lending our motto is “making you, our business” and that’s exactly what we do as your goals become our goals. Working with our team to find a loan that works for you is what you can look forward to with Crest. 

If you’re interested in seeing for yourself how our Crest brokers can help you achieve your goals, give us a call or get in touch to schedule your complimentary consultation.

Complete the simple enquiry form and one of our lending specialists will get back to you within 24 hours.